Creative Finance

Every strategy in this category, with worked deal math.

• 100% Seller Financing: Making the Seller the Bank
• Subject-To & Loan Assumption: Taking Over the Seller's Mortgage
• Hybrid Subject-To + Seller Finance: Covering the Equity Gap
• Lease Options & Rent-to-Own: Control a Property Without Owning It Yet
• Land Contracts & Contract for Deed: Buying Without a Deed Transfer
• Novation Agreements: Replacing a Party on a Contract (and the Novation Wholesale)
• Cold Outreach Scripts That Get Sellers to Say Yes
• Wraparound Mortgages: Seller Financing on Top of an Existing Loan
• Transactional Funding & EMD Funding: Same-Day Money for Wholesalers
• Presenting Creative Offers to Sellers: Price vs Terms, Without Scaring Them Off
• Subtail: How to Flip a House Without Hard Money
• The Morby Method: DSCR Loan + Seller Carry, Zero Down
• Dating Contracts: Sign the Deal Now, Record It Later
• Sub-To + Wrap: Anatomy of a Real $170K Deal (Pace Morby & Gina Case Study)